Elder Advantage Elder Advantage logo
facebook logo-blue twitter logo-blue box Sitting Group - Nicole in middle seated Kristy Wendy Grimes Jackie K. Stegemoller Eric W. Evans Jesse N. Clark Teresa M. Payne Patricia J. Slyger Nicole Hawkins Luechtefeld

After several years of exemplary work with one of the country’s most aggressive and successful Elder Law attorneys, Ms. Hawkins has focused her expertise and experience in the arena of Elder Planning for the private citizens of our community. This includes, but is not limited to, VA Benefits Education, Nursing Home Planning and non-attorney Medicaid Representation.


Nicole obtained her degree in Education from Central Texas College. She also completed a rigorous training program with the Society of Certified Senior Advisors to obtain her "Certified Senior Advisor" status. Ms. Hawkins holds her membership in the Society of Certified Senior Advisors in good standing. Nicole is also a member of the National Care Planning Council, a national alliance of eldercare advisers and providers.

Patricia is a native of Cincinnati Ohio, and she graduated with a Bachelor’s Degree in Mass Communications from Wright State University in June of 2012. Patricia joined Elder Advantage in July of 2013 and has quickly progressed to one of our most efficient and skilled caseworkers. She married her husband in September of 2015 and enjoys spending time with him as often as possible. Patricia is a kind and compassionate team member who treats each of her clients with dignity and respect. Her understanding manner makes her a joy to work with for both her co-workers and her clients.

Patricia J. Slyger, Public Benefits Specialist

Meet the staff

at Elder Advantage!

President and CEO Nicole Hawkins Luechtefeld, CSA

Wendy Grimes, Public Benefits Assistant

Wendy Grimes serves alongside our four Public Benefit Specialists, assisting them with Medicaid applications, obtaining verifications for clients and also attending face to face interviews on behalf of our clients at the local Public Benefits office as necessary. She joined the Elder Advantage team in July of 2013. Wendy is a native of Ohio County, KY and has lived in Owensboro since 2004. In her free time she enjoys crafting and spending time with her husband and three wonderful children. Wendy is dedicated to her faith and considers her spiritual growth to be an integral part of her daily life. We are blessed by Wendy on a daily basis and she is quickly becoming a favorite of our Elder Advantage clients!

John Conrath

John has educated countless families on the topics of Medicaid and Veteran's Benefits since 1998. He is passionate about helping his clients succeed in retirement. John grew up in Zanesville, OH where he attended Ohio University. He is an Eagle Scout and was a Paratrooper in the United States Army. John married his childhood sweetheart Libby and has been married to her for 20 years

John R. Billy, Jr. , National Marketing Director

John M Billy Jr works out of the Elder Advantage office in Westerville, OH. He has counseled countless families in the areas of Medicaid and Veteran's Benefits since 2001. John and his wife have been married for 19 years and have two children.

Teresa M. Payne, Senior Public Benefits Specialist

Teresa Payne is a Senior Public Benefit Specialist with Elder Advantage. She joined our team in April of 2012. Before working at Elder Advantage, Teresa worked for the Commonwealth of Kentucky for six years, the majority of which were spent as a caseworker for the Adult Medicaid program (Long Term Care). She currently specializes in filing Medicaid applications for client who are in need of nursing home care and she works closely with families to ensure all matters are handled from start to finish in the Medicaid process. This allows families to be confident that their loved one’s financial concerns are being addressed so that they can focus on spending time with their loved one and not on the Medicaid process (which can, most times, be overwhelming). Teresa is a native of Whitesville, KY and has always felt great satisfaction in giving back to her community. She enjoys spending time with her husband and their two children. We are truly blessed to have Teresa as a part of our Elder Advantage team.


No Picture Available

Jesse N. Clark, Public Benefits Specialist

Jesse is a native of Livermore, KY and she joined our team in August of 2015. Although Jesse is new to our firm, she has been working in different aspects of long term care for many years. She began her journey as a Certified Nursing Assistant and Certified Medication Technician while still attending high school. She also spent a considerable amount of time working as a Business Office Assistant for a nursing home, where she learned all about billing processes - Medicaid and Medicare- and became familiar with the needs of the Long Term Care facilities in regards to payer sources. Jesse’s family is very important to her and she enjoys spending time with her son and husband as often as possible. Jesse’s competent manner and excellent problem solving abilities make her a fantastic asset to our team.

Eric W. Evans, Public Benefits Specialist

Eric began his career with Elder Advantage in December of 2015. Eric works alongside Teresa, Patricia and Jesse as a Public Benefits Specialist, assisting clients with Medicaid applications in all aspects of the process. Eric was born in Owensboro, KY where he still resides to this day with his wife and two daughters. Eric has worked in customer service since he was only 16 years old and he loves being able to help others.  In his spare time he enjoys doing anything artistic, playing music and spending time with his family. Eric’s “can-do” attitude and friendly nature will certainly carry him far in this field. He is a wonderful member of our team.

Kristy D. Ebelhar, Receptionist

Kristy Ebelhar is the receptionist for our home office at Elder Advantage, located in Owensboro, KY. She joined the Elder Advantage team in September of 2016. She is a native of Owensboro, KY and has lived there her entire life. Kristy has over 16 years of experience providing professional, friendly service to clients and we are excited to add her to our team. In her free time she enjoys being with her husband, Brian and daughters Mollie and Mallorie, and hanging out with family and friends. Kristy is a wonderful asset to our growing family and we are excited to have her on board!

Jackie K. Stegemoller

Jackie is a native of Cincinnati Ohio. She joined our team in March 2016 after many successful years and a facilitator for a major department store.  Jackie is our outreach coordinator and she does a fantastic job as a resource for both our clients and our nursing facility partners in obtaining answers to public benefit questions and reassurance during difficult transitions of nursing home admissions. She has an associate degree in applied science from Southern State community college. She enjoys spending time with her husband of 32 years, her four wonderful children and nine grandchildren.

Conference Room Seated Group Sitting Group - Nicole in middle seated Standing Conference Room Group